Phase6: Customer Billing details

src/app/[locale]/settings/billing/page.tsx

@@ -33,10 +33,15 @@ export default async function BillingSettingsPage() {
         <h1 className="font-display text-2xl font-semibold accent-rule">
           {t("title")}
         </h1>
-        <p className="text-sm text-text-secondary mt-3">{t("subtitle")}</p>
+        <p className="text-sm text-text-secondary mt-3">
+          {user.isPersonal ? t("subtitlePersonal") : t("subtitle")}
+        </p>
       </div>
       <div className="animate-in animate-in-delay-1">
-        <BillingSettingsForm initial={existing} />
+        <BillingSettingsForm
+          initial={existing}
+          isPersonal={user.isPersonal}
+        />
       </div>
     </main>
   );