Billing rework

src/app/api/onboarding/route.ts

@@ -6,6 +6,8 @@ import {
   listTenantRequestsByOrgId,
   listActiveTenantRequestsByOrgId,
   getMostRecentApprovedRequestForOrg,
+  getOrgBilling,
+  upsertOrgBilling,
 } from "@/lib/db";
 import { getTenant, listTenants } from "@/lib/k8s";
 import {
@@ -16,7 +18,7 @@ import {
 import { sendAdminNotificationEmail } from "@/lib/email";
 import { encryptSecrets } from "@/lib/crypto";
 import { isPersonalOrgName } from "@/lib/personal-org";
-import { onboardingSchema } from "@/lib/validation";
+import { onboardingSchema, billingAddressSchema } from "@/lib/validation";
 import type { OnboardingInput, PiecedTenant, TenantRequest } from "@/types";
 import { z } from "zod";
 
@@ -255,8 +257,137 @@ export async function POST(request: Request) {
   const companyName = prior?.companyName ?? user.orgName;
   const contactName = prior?.contactName ?? user.name;
   const contactEmail = prior?.contactEmail ?? user.email;
-  const billingAddress = prior?.billingAddress ?? input.billingAddress;
-  const billingNotes = input.billingNotes ?? prior?.billingNotes;
+
+  // Bug 35: org-scoped billing.
+  //
+  // Resolution rules:
+  //   1. If org_billing exists, use it (synthesise a BillingAddress
+  //      shape for the audit copy on tenant_requests). Wizard's
+  //      submitted billingAddress is ignored — the org has billing
+  //      on file, the wizard skipped that step.
+  //   2. If no org_billing AND wizard supplied billingAddress, use
+  //      the wizard's data and save to org_billing for next time.
+  //      VAT is enforced by billingAddressSchema (required for
+  //      everyone).
+  //   3. If no org_billing AND no wizard billingAddress: reject.
+  //      Billing is required for all customers regardless of
+  //      personal/company org structure — we're a commercial
+  //      product. Personal accounts (sole proprietors, individuals)
+  //      are still subject to billing capture.
+  //
+  // The synthetic BillingAddress for case 1 collapses fields that
+  // org_billing has more granularly; good enough for audit, since
+  // /settings/billing is the authoritative editor going forward.
+  const orgBilling = await getOrgBilling(user.orgId);
+  let billingAddress: TenantRequest["billingAddress"];
+  let billingNotes = input.billingNotes ?? prior?.billingNotes;
+
+  if (orgBilling) {
+    billingAddress = {
+      company: orgBilling.companyName,
+      street: orgBilling.streetAddress,
+      postalCode: orgBilling.postalCode,
+      city: orgBilling.city,
+      country: orgBilling.country,
+      vatNumber: orgBilling.vatNumber ?? undefined,
+    };
+  } else if (input.billingAddress) {
+    // Wizard supplied billing — re-validate the strict shape (the
+    // outer onboardingSchema marks it optional now, so we can't rely
+    // on its enforcement of the inner required fields).
+    const billingCheck = billingAddressSchema.safeParse(input.billingAddress);
+    if (!billingCheck.success) {
+      return NextResponse.json(
+        {
+          error: "Invalid billing address",
+          details: billingCheck.error.flatten(),
+        },
+        { status: 400 }
+      );
+    }
+
+    // Company orgs (B2B) require companyName AND vatNumber.
+    // Personal orgs (B2C — private individuals) require neither;
+    // the wizard hides both fields for them and the API doesn't
+    // enforce.
+    if (!isPersonal) {
+      const missing: Record<string, string[]> = {};
+      if (
+        !billingCheck.data.company ||
+        billingCheck.data.company.trim().length === 0
+      ) {
+        missing["billingAddress.company"] = ["Required for companies"];
+      }
+      if (
+        !billingCheck.data.vatNumber ||
+        billingCheck.data.vatNumber.length === 0
+      ) {
+        missing["billingAddress.vatNumber"] = ["Required for companies"];
+      }
+      if (Object.keys(missing).length > 0) {
+        return NextResponse.json(
+          {
+            error:
+              "Company name and VAT number are required for company accounts.",
+            details: { fieldErrors: missing },
+          },
+          { status: 400 }
+        );
+      }
+    }
+
+    billingAddress = billingCheck.data;
+
+    // Persist to org_billing. For personal customers (B2C, no
+    // company line), fall back to their display name from the
+    // session — invoices addressed to their actual name rather than
+    // an opaque org id like "personal-3f2a8b1c". For companies the
+    // wizard's company field is filled.
+    const personalDisplayName = (user.name || user.email || "").trim();
+    try {
+      await upsertOrgBilling({
+        zitadelOrgId: user.orgId,
+        companyName:
+          (billingCheck.data.company || "").trim() ||
+          (isPersonal ? personalDisplayName : user.orgName) ||
+          user.orgName,
+        streetAddress: billingCheck.data.street,
+        postalCode: billingCheck.data.postalCode,
+        city: billingCheck.data.city,
+        country: billingCheck.data.country,
+        // Personal: undefined (no VAT). Company: enforced non-empty
+        // by the check above.
+        vatNumber: isPersonal ? null : billingCheck.data.vatNumber!,
+        billingEmail: contactEmail,
+        notes: billingNotes ?? null,
+      });
+    } catch (e) {
+      // Non-fatal — the tenant_request still gets created with the
+      // billingAddress audit copy. The customer can re-save via
+      // /settings/billing if this failed.
+      console.warn(
+        "failed to save org_billing on first capture; tenant_request still created with audit copy",
+        e
+      );
+    }
+  } else {
+    // No billing supplied AND no org_billing record. Required for
+    // everyone — commercial product, no personal-orgs-skip
+    // shortcut. Customer must complete the wizard's billing step
+    // or set up /settings/billing first.
+    return NextResponse.json(
+      {
+        error:
+          "Billing information is required. Please complete the billing step or set it up at /settings/billing.",
+        details: {
+          fieldErrors: {
+            billingAddress: ["Required"],
+          },
+        },
+      },
+      { status: 400 }
+    );
+  }
 
   const tenantRequest = await createTenantRequest({
     zitadelOrgId: user.orgId,